Did you know that you can pay for medical expenses with pre-tax dollars? With an HSA (Health Savings Account, available to US taxpayers who enrolled in a high-deductible health plan) or an FSA (Flex Spending Account, often available as part of your employer’s benefits package), any funds you contribute are not subject to federal income tax.

The dangers and damaging health effects of vaping have been all over the media lately. More than 1,000 cases of a mysterious lung disease have been linked to the use of e-cigarettes, vape pens and similar devices, resulting in 18 deaths to date. We know that vaping has negative effects on the lungs, but we are only beginning to understand the impact of vaping on vision health.

It's almost open enrollment season for healthcare benefits. If you're looking for opportunities to save money on your vision and eye health in 2020, adding a Health Savings Account (HSA) or a Flexible Spending Account (FSA) through your employer is a good way to do it. There are significant differences between these two types of accounts and in general, you're only allowed to enroll in one or the other. Although they both use pre-tax dollars, understanding how they differ will help you select which option is right for you.